Leave a Comment:
5 comments
Hi Martin
There are still quite a lot of people, including myself on CCS.
I guess you can’t have the best of both the MSO and the CCS scheme. The CCS coverage is actually quite good when you are still working.
ReplyThe CCS is only applicable to those who join before 1994 and the number of people on the scheme will become lesser and lesser.
For those on the MSO scheme, the maximum subsidy (for outpatient treatment) for each officer’s medical expenses inclusive of his dependants’ is $350 per calendar year. An officer who has not used up the maximum subsidy of $350 in any one year and remains in service as at 31 December of the year will have the unused balance credited into Medisave account by March of the following year.
ReplyDear Jasmin, the coverage after service thing (as enjoyed by those who are on the pension scheme) is a thing of the past. Once you leave service, you will have to rely on your own insurance. But the additional 1% Medisave that the government gives (applicable to MSO scheme) would have given you some balance to fund a few extra years of premiums for your Medishield or integrated shield plan.
ReplyMany civil servants and stats board employees are on Comprehensive Co-Pay Scheme in which the staff pays about 15% of some medical expenses.
What about those staff who hardly made any claims during their active working years and surely they deserve some “rewards” in terms of providing them some years of basic medical coverage when they retire?