NTUC Income has recently launched two new riders for their Incomeshield plans. Incomeshield or Enhanced Incomeshield policyholders have the option of adding these two riders to their basic policy:
Premiums for both these riders have to be paid with cash.
Daily Cash Rider
Get a daily cash of $50-150 for each day of hospitalisation and a get well benefit of $100-300 upon discharge.
Entry age: 14 days to 65 years old next birthday
Rider is guaranteed renewable up to age 85 but the premium rates are not guaranteed.
For actual rates, refer to this page: NTUC Incomeshield Daily Cash Rider
Child Illness Rider
1) Provides up to $20k cash when your child is afflicted by one of the covered illnesses:
2) For any accidents that results in fractures to the skull, spine, pelvis or femur, a cash benefit of 10% of the Sum Assured will be paid out, up to 100% of the Sum Assured.
Entry age: 14 days to 24 years old (age next birthday)
Premiums are at $99/year
More information on this rider can be found here: NTUC Incomeshield Child Illness Rider