Aviva recently announced some enhancements to their MyShield and MyShield Plus plan.
MyShield
a) inpatient pregnancy complications
b) inpatient congenital anomalies
c) living donor organ transplant performed in Singapore
The following MyShield benefits have also been improved to offer better coverage:
a) Approved immunosuppressant drugs due to Major Organ Transplant – coverage is now as-charged
b) In-Hospital Psychiatric Treatment coverage is now as-charged
c) Maximum cap of S$25,500 per policy year on the co-insurance borne by insured
Better definition for pre-existing features
This is a significant improvement and will be discussed separately in another post.
MyShield Plus
MyShield Plus Option A (covers co-insurance). The existing MyShield Plus benefits will apply, along with the following new benefits:
a) One-way ambulance fees or transport by taxi to a hospital within Singapore
b) Accommodation charges incurred by one parent/guardian sharing the hospital room of an insured child
c) Charges incurred for post-hospital follow-up Traditional Chinese Medicine (TCM) treatment
There is a slight increase of 2% to the premiums for Myshield Plus Option A.
Aviva has also introduced a MyShield Plus Option B which helps to covers the deductible portion of the bill.
By opting for both option A and B of Myshield Plus , it is possible to cover 100% of your hospital bill.
Promotion
Aviva is currently giving away a digital thermometer to every new insured person. The insured person needs to take up the MyShield plan together with MyShield Plus Option A (covers co-insurance) and/or Option B (covers deductible) to qualify for this promotion.
Benefits for Existing Customers
Existing MyShield customers will be phrased in the enjoy the new benefits. They are also able to apply for the Myshield Plus Option B at anytime.