Welcome to Martin Lee @ Sg, a place where I pen my thoughts on investing, trading, insurance and all other types of financial matters. The focus is more on Singapore, as this is where I am currently based. I have extensive experience in investing : ... [Read More...]


cpf-website

CPF Website Woes and Phishing Alert

I hated the previous CPF website. It was slow, the design was obsolete (>10 years) and the navigation sucks. It was also extremely difficult to find what you wanted. Recently, CPF revamped the website. The new site looks better although it does not seem to be optimized for mobile viewing. Unfortunately, something went awfully wrong during the revamp. Online services were disrupted for a couple of weeks, leading to huge crowds at the CPF branches. CPF has maintained that all … [Read More...]

valiant-capital-gold

Valiant Capital Gold Boss Gone Missing

In yet another case of gold investment fraud here, the owner of a gold buy-back company Valiant Capital, had gone missing for a few months. The Valiant Capital in Singapore is not to be confused with Valiant Capital Partners or Valiant Capital Management, which are hedge fund companies. Valiant Capital operated a similar scheme as what Genneva Gold used to operate. In return for buying gold … [Read More...]

death-unregulated-investments

The Upcoming Death of Unregulated Investments

About one year after MAS did a public consultation on their proposals to enhance safeguards of some forms of unregulated investments, they have studied the responses and are now ready to put this into law. Retail investors in non-conventional investment products will now be accorded the same regulatory safeguards as investors in capital markets products. This involves two main … [Read More...]

additional-premiums-medishield-life

Who Needs to Pay Additional Premiums for Medishield Life?

Yesterday, MOH released the list of pre-existing conditions that would require a person to pay additional premiums. The extra premiums required would be 30% of the Medishield Life premiums for the next ten years. The list is as follows: (The left column shows the list of conditions while the right column gives some examples of conditions […]

First-Batch-of-Singapore-Savings-Bonds-Available-Today

First Batch of Singapore Savings Bonds Available Today

The first batch of Singapore Savings Bonds will be available for purchase at 6pm today. For more details of the yield, you can check the SSB website from 330pm onwards. Roughly, it should be around: 1 year – 0.99% p.a. 2 years – 1.11% p.a. 5 years – 2.17% p.a. 10 years – 2.85% p.a. The […]

Aspial-bonds

Aspial Bond 2015

A few days ago, Aspial announced that they will be issuing a retail bond. The offering comprises a public retail tranche of up to S$50 million and a placement tranche of up to S$25 million for institutional investors. The offer can be doubled to S$150 million in the event of over-subscription. The net proceeds from the offer […]