Welcome to Martin Lee @ Sg, a place where I pen my thoughts on investing, trading, insurance and all other types of financial matters. The focus is more on Singapore, as this is where I am currently based. I have extensive experience in investing : ... [Read More...]


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LIC Wealth Plus 2

Life Insurance Corporation Singapore (LIC) has recently launched their Wealth Plus 2 product. This is a single premium 5-year endowment product with an annualized yield of 1.92%. Eligibility: 18 to 70 years old Minimum of S$50k cash, maximum of S$1 mil No medical underwriting required In simple mathematical terms, a yield of 1.92% will mean an investment of $50k will grow to $55k in 5 years time. The yield is slightly higher than a similar product Wealth Plus Plan that they launched last year which gave a return of 1.6% p.a. This is not surprising given that interest rates … [Read More...]

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What You Need to Know About Singapore Savings Bonds

The recently announced Singapore Savings Bonds (SSB) has the potential to be a game changer for savers in Singapore. Details on how to buy them are not available yet but they are expected to be launched in the 2nd half of 2015, with a fresh issue every month. It's an interesting product with a hybrid of features that has more pros than cons. The Good Principal guaranteed by the government. Flexible redemption - You can redeem any time without penalty at cost. Unlike conventional … [Read More...]

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Meet Jim Rogers at InvestGlobal 2015

Gosh, it has been a long time since my last post on the CPF Advisory Panel’s Recommendations. Once you stop writing for a while, it's hard to overcome the inertia to start writing again. :( Really hope I can start writing regularly again - here's a quick one on an event called InvestGlobal that is coming up in April 2015. Date:  11-12 April 2015 Time: 10:00 a.m. to 7:00 p.m. Venue: Hall 404 of the Suntec Singapore Convention and Exhibition Centre The highlight of the event will … [Read More...]

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CPF Advisory Panel’s Recommendations – Part 1

The CPF Advisory Panel has just released their recommendations on the changes to the CPF. A summary of the changes are as follows: Minimum Sum to be Renamed With an Additional Level There will now be 3 levels, the Basic Retirement Sum (BRS), the Full Retirement Sum (FRS) and the Enhanced Retirement Sum (ERS). These are […]

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2014 Investing and Trading Review – Part 2

It’s already coming to the end of Jan 2015 so I thought I probably write part 2 of my 2014 investing and trading review before we get too far into the year. For those who have not read part 1 which talks about some of my investments in 2014,  you can find it here: 2014 […]

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DBS/POSB Chinese New Year Cash Gift Promotion

Interest rates are creeping up and DBS/POSB is back with another top-up promotion just launched three days ago. They have called it the Chinese New Year Cash Gift Promotion. Simply top-up $1000 to $1,000,000 to your DBS/POSB account from other banks and you will earn 1.88% on that amount. The money that you transfer will […]