Welcome to Martin Lee @ Sg, a place where I pen my thoughts on investing, trading, insurance and all other types of financial matters. The focus is more on Singapore, as this is where I am currently based. I have extensive experience in investing : ... [Read More...]


Consultation Paper on Retail Bond Offerings

In Singapore, retail investors have a lack of choices if they want to buy a bond as there are very few bonds that are listed on the secondary (retail) market. Wholesale bonds are denominated in sizes of $200,000 and more. Conservative investors who do not want to invest in the stock markets end up doing one of the following: Chase after the best fixed deposits offers Get sucked into some promotional offers with a marketing gimmick of a decent return but actually has a lower rate of return Get persuaded to buy a structured deposit or structured product that a bank officer proclaims … [Read More...]

Sentosa Cove

Strata Shops and High End Sentosa Cove Properties

What do strata-titled-shops and high end Sentosa Cove properties have in common? Some of their investors are hurting big time. Falling Sentosa Cove Prices According to a Reuters article about Sentosa Cove, property prices on Sentosa Cove have fallen due to distressed sales and many houses are sitting empty. Mortgagee sales have quadrupled to 64 in the first half of this year compared to just 16 in the second half of 2013. Hundreds of flats and bungalows are listed for sale on real … [Read More...]


Unlocking the World’s Largest Financial Secret Book Launch

I haven't been updating this blog for the past two weeks as I have been quite busy, but I thought some of you might be interested in this event that I will be attending next week (evening of 2nd September 2014). Mario Singh, one of Asia's favourite Forex coach and also an ex-classmate of mine, will be holding an event for the launch of his second book, Unlocking the World's Largest Financial Secret. "Unlocking the World's Largest Financial Secret" is the the guide to getting a quickstart … [Read More...]


Rising Health Insurance Premiums in Singapore

One big factor determining the amount of insurance premiums charged by insurance companies for providing medical benefits is the amount of claims that they are paying out. With all other factors unchanged, a rising number of claims as well as higher average claim amounts will lead to rising premiums. The rising number of claims and claim amounts can […]


Closure of Ecohouse Office in Singapore

I was not at all surprised to read that Brazilian property development Ecohouse had closed its office in Singapore. After all, they had announced earlier in January this year that they would be stopping sales of new projects in Singapore in order to focus on the construction of the properties. If there is not going to be any […]


Future of Direct Insurance Buying and its Implications

The announcement by MAS about the details of life insurance products that will be sold directly to consumers drew many comments from the public. I see comments like : Insurance agents will be out of job soon. MAS is killing insurance agents. I think MAS needs to rethink how they are engaging the industry. I am […]