Welcome to Martin Lee @ Sg, a place where I pen my thoughts on investing, trading, insurance and all other types of financial matters. The focus is more on Singapore, as this is where I am currently based. I have extensive experience in investing : ... [Read More...]


Valiant Capital Gold Boss Gone Missing

In yet another case of gold investment fraud here, the owner of a gold buy-back company Valiant Capital, had gone missing for a few months. The Valiant Capital in Singapore is not to be confused with Valiant Capital Partners or Valiant Capital Management, which are hedge fund companies. Valiant Capital operated a similar scheme as what Genneva Gold used to operate. In return for buying gold from them, they will give you a monthly payout of 1-2%. In fact, it was set up in 2012 by Simon … [Read More...]


The Upcoming Death of Unregulated Investments

About one year after MAS did a public consultation on their proposals to enhance safeguards of some forms of unregulated investments, they have studied the responses and are now ready to put this into law. Retail investors in non-conventional investment products will now be accorded the same regulatory safeguards as investors in capital markets products. This involves two main … [Read More...]


Who Needs to Pay Additional Premiums for Medishield Life?

Yesterday, MOH released the list of pre-existing conditions that would require a person to pay additional premiums. The extra premiums required would be 30% of the Medishield Life premiums for the next ten years. The list is as follows: (The left column shows the list of conditions while the right column gives some examples of conditions in the list) Cancer Lung cancer, colorectal … [Read More...]


First Batch of Singapore Savings Bonds Available Today

The first batch of Singapore Savings Bonds will be available for purchase at 6pm today. For more details of the yield, you can check the SSB website from 330pm onwards. Roughly, it should be around: 1 year – 0.99% p.a. 2 years – 1.11% p.a. 5 years – 2.17% p.a. 10 years – 2.85% p.a. The […]


Aspial Bond 2015

A few days ago, Aspial announced that they will be issuing a retail bond. The offering comprises a public retail tranche of up to S$50 million and a placement tranche of up to S$25 million for institutional investors. The offer can be doubled to S$150 million in the event of over-subscription. The net proceeds from the offer […]


Free Bus, MRT, LRT rides for POSB cardholders every Friday

POSB is giving away free public transport rides (train and bus) every Friday till the end of the year to their cardholders. To qualify for the free rides, cardholders will have to link their POSB Everyday Credit Cards or their PAssion POSB Debit Cards with EZ-Reload. EZ-Reload is a facility which allows these cards to be […]