Welcome to Martin Lee @ Sg, a place where I pen my thoughts on investing, trading, insurance and all other types of financial matters. The focus is more on Singapore, as this is where I am currently based. I have extensive experience in investing : ... [Read More...]


Who Needs to Pay Additional Premiums for Medishield Life?

Yesterday, MOH released the list of pre-existing conditions that would require a person to pay additional premiums. The extra premiums required would be 30% of the Medishield Life premiums for the next ten years. The list is as follows: (The left column shows the list of conditions while the right column gives some examples of conditions in the list) Cancer Lung cancer, colorectal cancer, breast cancer, stomach cancer Blood disorders Parkinson’s disease, Muscular dystrophy, Amyotrophic lateral sclerosis (ALS) Heart or other circulatory system diseases Heart attack, … [Read More...]


First Batch of Singapore Savings Bonds Available Today

The first batch of Singapore Savings Bonds will be available for purchase at 6pm today. For more details of the yield, you can check the SSB website from 330pm onwards. Roughly, it should be around: 1 year - 0.99% p.a. 2 years - 1.11% p.a. 5 years - 2.17% p.a. 10 years - 2.85% p.a. The yield of 2.17% p.a. given to you for holding the Singapore Savings Bonds for 5 years also means that products such as this LIC 5-year endowment giving 1.92% p.a. are no longer … [Read More...]


Aspial Bond 2015

A few days ago, Aspial announced that they will be issuing a retail bond. The offering comprises a public retail tranche of up to S$50 million and a placement tranche of up to S$25 million for institutional investors. The offer can be doubled to S$150 million in the event of over-subscription. The net proceeds from the offer will be used for general corporate funding purposes, working capital and capital expenditure requirements, and investments. These five-year bonds come with fixed … [Read More...]


Free Bus, MRT, LRT rides for POSB cardholders every Friday

POSB is giving away free public transport rides (train and bus) every Friday till the end of the year to their cardholders. To qualify for the free rides, cardholders will have to link their POSB Everyday Credit Cards or their PAssion POSB Debit Cards with EZ-Reload. EZ-Reload is a facility which allows these cards to be […]


First Singapore Savings Bond to be Issued in Oct 2015

Edited : 22/07/2015 at 9am If you have been waiting for news about when the first Singapore Savings Bond (SSB) will be launched, you might want to know that MAS has announced that the first Singapore Savings Bond will be issued on 1st Oct, 2015. Retail investors will be able to apply for them from 1st September […]

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Household Check for Medishield Life Subsidies

For the soon to be launched Medishield Life, lower and middle income families will be receiving some subsidies to help cover the increase in premiums. Eligibility Criteria for MediShield Life Premium Subsidies for Lower- to Middle-Income Households Have a household monthly income per person of $2,600 or less per month; and Annual Value of residence […]