Welcome to Martin Lee @ Sg, a place where I pen my thoughts on investing, trading, insurance and all other types of financial matters. The focus is more on Singapore, as this is where I am currently based. I have extensive experience in investing : ... [Read More...]


Singapore Savings Bonds Allocation

Applying for Singapore Savings Bonds

Yesterday, MAS released more details on the Singapore Savings Bonds that I wrote about earlier. To apply, you will need two things: A bank account with either DBS/POSB, UOB and OCBC. An individual Central Depository (CDP) Securities account with direct crediting service (DCS) setup. Direct Crediting Service (DCS) allows you to credit your Singapore-dollar dividend payments or other cash distributions directly into your designated bank account. If you have been receiving your dividends in the form of cheques, that will mean you are not on the DCS yet. Application can be done via … [Read More...]

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LIC Wealth Plus 2

Life Insurance Corporation Singapore (LIC) has recently launched their Wealth Plus 2 product. This is a single premium 5-year endowment product with an annualized yield of 1.92%. Eligibility: 18 to 70 years old Minimum of S$50k cash, maximum of S$1 mil No medical underwriting required In simple mathematical terms, a yield of 1.92% will mean an investment of $50k will grow to $55k in 5 years time. The yield is slightly higher than a similar product Wealth Plus Plan that they … [Read More...]

singapore-savings-bonds

What You Need to Know About Singapore Savings Bonds

The recently announced Singapore Savings Bonds (SSB) has the potential to be a game changer for savers in Singapore. Details on how to buy them are not available yet but they are expected to be launched in the 2nd half of 2015, with a fresh issue every month. It's an interesting product with a hybrid of features that has more pros than cons. The Good Principal guaranteed by the government. Flexible redemption - You can redeem any time without penalty at cost. Unlike conventional … [Read More...]

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Meet Jim Rogers at InvestGlobal 2015

Gosh, it has been a long time since my last post on the CPF Advisory Panel’s Recommendations. Once you stop writing for a while, it’s hard to overcome the inertia to start writing again. Really hope I can start writing regularly again – here’s a quick one on an event called InvestGlobal that is coming up in […]

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CPF Advisory Panel’s Recommendations – Part 1

The CPF Advisory Panel has just released their recommendations on the changes to the CPF. A summary of the changes are as follows: Minimum Sum to be Renamed With an Additional Level There will now be 3 levels, the Basic Retirement Sum (BRS), the Full Retirement Sum (FRS) and the Enhanced Retirement Sum (ERS). These are […]

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2014 Investing and Trading Review – Part 2

It’s already coming to the end of Jan 2015 so I thought I probably write part 2 of my 2014 investing and trading review before we get too far into the year. For those who have not read part 1 which talks about some of my investments in 2014,  you can find it here: 2014 […]