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It is likely many did not know about the ICICI rates, also some may not be comfortable placing a deposit in a bank they never heard of.
Replyyou should know……consumers trust their salesmen and what the salesmen give in return? Kenna conned. This is the game. No matter what you say consumers are deaf to advice.
Between capital plus and FD by ICICI, ICICI has NO risk of capital loss. It is liquid.. Whereas capital plus there is a risk of loss if buyer should liquidate prematurely.
CONCLUSION:::::Generally speaking consumers are clueless about anything financial. The problem they refuse to admit.