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This is interesting. The usual credit card application requirements should apply.Reply
Under * which says “15% p.a. interest rate will apply when Cardmembers pay promptly, otherwise it will be converted to 24% p.a. until such time when a clean payment record is maintained for 6 months. 15% p.a. is applicable to purchases only. ”
I don’t understand the above.Reply
This is referring to the interest charged on the credit card when you rollover the cc debt.
Always pay off all outstanding balance in full and this will not apply to you. This is essential if you are using any credit card.
For more tips on handling debt, refer to this post:
The credit card, if used properly, can be a source of free credit and help in your cashflow. If used badly, it can lead to a lifetime of debt.Reply
Jasmin, why do you say that? Is there any red flag that you spotted?Reply
i think Maybank cannot affort the 100 dollar cash credit. many of my friends applied has been rejected.Reply