Category Archives for Investing
Has HDB BTO Supply Been Overdone?
The decision to raise the release of new BTO units, at an average of more than 32,000 units per year until 2016, have some predicting a looming public housing oversupply. Should this be a cause for concern? The article below by PropertyGuru does not seem to think so. Personally, I also don’t see it as […]
SGX Circuit Breaker to Start
On 24 February 2014, SGX will add circuit breakers as a new market safeguard. The reason for introducing circuit breakers is given as: In the event of rapid price movements, investors may not have time to make informed decisions when they trade. Given that the circuit breaker cooling-off period only lasts for 5 minutes, I […]
Should I Subscribe to CapitaMall Bonds?
The recent CapitaMall bonds seem to be quite popular, and someone asked me whether it is good to subscribe for it. There’s not a standard answer I can give, as it really depends on your individual circumstances. Let’s us take a look at the good and the bad of the CapitaMall bonds. First, the good. […]
CapitaMall Bond 2013
CapitaMall will be issuing 7-year CapitaMall bonds to the public. The CapitaMall bonds carry a fixed interest of 3.08% per annum, to be paid half-yearly on 20 February and 20 August each year from 2014 to 2021, commencing on 20 August 2014. The minimum investment amount is S$2,000 for subscriptions under the public offer, with incremental multiples of […]
MAS Broadens Exemption from TSDR Threshold
After receiving much feedback, MAS has decided to broaden the existing exemption of Total Debt Servicing Ratio (TDSR) threshold of 60 per cent for borrowers who bought their property before the TSDR rules were introduced. The exemption takes place with immediate effect. Refinancing of owner-occupied property loans Under the revised rules, a borrower who bought […]