It is not easy for parents of children with Down Syndrome to obtain insurance coverage for their children.
SpecialCare (Down Syndrome) is a new insurance plan launched by NTUC Income designed to give coverage to children with Down Syndrome.
Besides having the common features of a personal accident insurance plan, this plan also offers benefits such as paying for medical expenses to treat specific infectious diseases (eg. hand, foot and mouth disease and dengue fever), paying for physiotherapy and psychiatric treatment when the child suffers trauma after an accident.
Anyone aged 30 and below with Down Syndrome is eligible for the SpecialCare (Down Syndrome) plan. He must be a Singaporean or Singapore Permanent Resident and living in Singapore. He must also not have any of the following medical conditions:
For more details of this plan, you may refer to this page:
If you are a parent of a child with Down Syndrome who would like more specific advice about insurance planning for your child, feel free to contact me here.