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Take Charge of Your Healthcare Needs
In Singapore, one major concern of everybody is the costs of healthcare. Join this seminar healthcare organised by CPF to gain some insights into the financial and medical aspects of healthcare. There will be speakers from CPF Board and the Financial Planning Association of Singapore to share valuable tips on the the financial aspect of […]
Complaints about Medisave-approved Insurance Plans
The Ministry of Health (MOH) recently shared with all life insurers that MOH has been receiving complaints on the unprofessional sales and marketing of Medisave Approved Insurance Plans. Previously, I have wrote about this topic at length, such as the Dangers of Switching Shield Plans, and the Twisting of Shield Plans. As a result, MOH wants all […]
Medishield and Means Testing
Ms Goh Poh Kheng wrote in to the forum the other day to express her surprise at the low payout from Medishield for her father’s hospitalisation. The bill size was $2300 after a government subsidy for staying in C class. Based on a deductible of $1000 and co-insurance of 20%, her father should be able […]
More Reforms to Health Insurance Coming?
Health Minister Kwaw Boon Wan wrote on a recent meeting he had with all the health insurers to review the current health insurance scheme. For the Medishield plans, there was some discussion to include coverage for mental illness, congenital illness and neonatal treatment. There were also comments on raising the claim limits on outpatient cancer […]
Medical Insurance Co-Payment
Adrian Khiat wrote in to the ST Forum on the moral hazards of having an insurance plan that covers 100% of the hospitalization bill. I agree with most of his view points. Anyone who has been to a buffet will know what I mean. The eating behavior is very different when you are paying for […]